Loan Debt


It’s a fact, your student loan impacts your credit.

Student loan debt may seem like a difficult weight to deal with, but that’s where we can help. Our team of dedicated student credit counseling experts will help you figure out the best way to work your way out of student loan debt. We can help you get yourself back on track with a personalized method of credit repair that will work best for you as a busy student or professional. There’s no reason to let student loans hang over your head like the Sword of Damocles; with student credit counseling, you will learn the necessary tools and strategies to get your student loans under control and stop letting them run your life.

Schedule a FREE Credit Consultation Today

Or call us at: 1-866-997-6591

What Do
I Do Now?

If you are struggling to make your student loan payments, we have the tools to get you current. Default should always be your last resort; a default student loan will impact your credit score tremendously and will prevent you from being approved for any other loans or credit cards.

Let us fix that for you!

Facebook Reviews

  • 5 star review  Cosmo Credit Repair is the absolute best!! Talina & Gloria have both been such a great help assisting me and my husband with our credit in purchasing our dream home. We started our journey with Cosmo Credit March 2017 and just within the first 1-2 months we started to see positive changes in both of our credit scores. It’s pretty exciting to watch your score continuously increase every month. Especially when you’re focused on making a major purchase like a new home. They are fast in responding to your questions/concerns and they also keep you updated with the progress along the way. My husband and I just recently closed on our new house and couldn’t have done it without these guys help. These guys are on top of it! Thank you Talina & Gloria!

    thumb Ranika Price

    5 star review  I started in December of 2017 and by july if 2018 ALL OF MY DEBT WAS GONE!!! I love this company and they work so well with you every time you call they do their best to answer your questions!!!! I HIGHLY RECOMMEND !!!!!!

    thumb Alicia M Shenk

    5 star review  Got an email with my first round of deletions today and could not be happier!! I am so glad I was referred to Gloria and her team they have been amazing and made things super easy!! I can not wait to see what having GREAT credit will bring in my future!

    thumb Clarissa Garza
  • 5 star review  I recently started working with Cosmo Credit Repair and I am already SO happy that I did! They are working hard and have already made a positive impact on my credit report. They helped remove negative items from my credit report that shouldn't have been there. This directly caused an increase in my credit score! Thank you Gloria and team, I am on my way the 700 club.

    thumb Eric C Imondi

    5 star review  Skeptical at first but through a friend joining first I decided to join. The one of a kind customer service and how they make you comfortable through the entire situation. And the fact that there's a guarantee really there is "NOTHING TO LOSE, AND EVERYTHING TO GAIN!" Thank you Cosmo for everything. My wife will be next.

    thumb Thomas Cardamone

    5 star review  I was referred to Cosmo Credit Repair by a family member. THE BEST DECISION EVER!!! I was able to purchase a $41,000 vehicle with nothing down and I currently in the process of my new home being build... Gloria and the Cosmo Credit Repair Company Rocks!!!!!!!

    thumb Tammy Jones

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