Loan Debt


It’s a fact, your student loan impacts your credit.

Student loan debt may seem like a difficult weight to deal with, but that’s where we can help. Our team of dedicated student credit counseling experts will help you figure out the best way to work your way out of student loan debt. We can help you get yourself back on track with a personalized method of credit repair that will work best for you as a busy student or professional. There’s no reason to let student loans hang over your head like the Sword of Damocles; with student credit counseling, you will learn the necessary tools and strategies to get your student loans under control and stop letting them run your life.

Schedule a FREE Credit Consultation Today

Or call us at: 1-866-997-6591

What Do
I Do Now?

If you are struggling to make your student loan payments, we have the tools to get you current. Default should always be your last resort; a default student loan will impact your credit score tremendously and will prevent you from being approved for any other loans or credit cards.

Let us fix that for you!

Facebook Reviews

  • positive review  Cosmo Credit Repair has been such an amazing experience. I have been with them less than two months and have seen my credit score go up every week. The staff is great and always respond immediately if I have any questions. The dashboard is such a cool tool that I can follow with anything they are doing. If you have credit issues like me, I HIGHLY recommend going to see the staff at Cosmo! I can't wait to see what my credit score is in the upcoming months. ?

    Allison Haney Avatar Allison Haney
    December 10, 2018

    positive review  I have only been in the program a little over a month and I have seen a dramatic increase in my credit score almost a hundred points. This credit repair place is awesome I am so looking forward to my end results in this credit repair program

    Rashanna Cameen Miller Avatar Rashanna Cameen Miller
    February 12, 2019

    5 star review  I am so thankful for Cosmo! From Day 1 I have felt informed and guided through the process. It has been so smooth and easy to get my credit repaired! I was very nervous about hiring someone to help. Several I talked to told me that its all a scam or way too expensive to hire a company. Others said that I would be better off doing it on my own. After trying to do some on my own, I realized that I needed someone to help me, as I was literally getting no where!! After hiring Cosmo and the initial conversations that I had, I was immediately relived knowing they were going to help me. The knowledge they have of the credit reporting and regulations was exactly what I needed. Within a very short period, things were being deleted and removed one by one!!! I am just so thankful and grateful for finding Cosmo and the work they have done for me. Having great credit now gives me a freedom to know that when we go to buy our first house shortly, I will not be afraid for them to see my credit report. I can not say thank you enough!!

    Summer Hill Avatar Summer Hill
    March 4, 2017
  • 5 star review  Not just bc i won the gift card bc they treat me like i friend ive been talking with jessica and shes amazing shes under standing i cant wait to see where where cosmo and i go much �

    Amy Rapp Avatar Amy Rapp
    March 1, 2018

    5 star review  We love Cosmo credit repair! They are super easy to work with and get the job done! Anyone who needs help with their credit! Call the Cosmo team! They will get you taken care of!

    Sol Tan Avatar Sol Tan
    March 7, 2018

    positive review  they say the best thing to do is move in silence. Thanks to Cosmo I am now able to get future on track the right way. more than half negative items were removed permanently not temporary.

    Teretia Wyllyamz Avatar Teretia Wyllyamz
    April 13, 2019

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