Loan Debt


It’s a fact, your student loan impacts your credit.

Student loan debt may seem like a difficult weight to deal with, but that’s where we can help. Our team of dedicated student credit counseling experts will help you figure out the best way to work your way out of student loan debt. We can help you get yourself back on track with a personalized method of credit repair that will work best for you as a busy student or professional. There’s no reason to let student loans hang over your head like the Sword of Damocles; with student credit counseling, you will learn the necessary tools and strategies to get your student loans under control and stop letting them run your life.

Schedule a FREE Credit Consultation Today

Or call us at: 1-866-997-6591

What Do
I Do Now?

If you are struggling to make your student loan payments, we have the tools to get you current. Default should always be your last resort; a default student loan will impact your credit score tremendously and will prevent you from being approved for any other loans or credit cards.

Let us fix that for you!

Facebook Reviews

  • 5 star review  I’ve been in the process of fixing my credit for just over a month and a half... I just found out I got everything deleted from my Transunion report! I’m beyond excited!!

    Annber Brice Avatar Annber Brice
    December 14, 2017

    5 star review  Words can not explain how excited we are to repair our Credit and Gloria is doing such a great job! First report and so many deletions! She is great and very professional. I recommend Cosmo Credit to anyone!

    Mary Medina Avatar Mary Medina
    April 15, 2017

    5 star review  Cosmo credit is the absolute best hands DOWN. Words cant express my gratitude. The communication along with the availability to help, refer and assist with any of my needs is Beyond Amazing. Special thanks to Gloria, you ROCK!!!! #KeepUpTheGoodWork

    Jessica Wallace Avatar Jessica Wallace
    June 8, 2017
  • 5 star review  I recently started working with Cosmo Credit Repair and I am already SO happy that I did! They are working hard and have already made a positive impact on my credit report. They helped remove negative items from my credit report that shouldn't have been there. This directly caused an increase in my credit score! Thank you Gloria and team, I am on my way the 700 club.

    Eric C Imondi Avatar Eric C Imondi
    December 17, 2017

    5 star review  To say I'm pleased with Cosmo Credit would be an understatement! This is my 2nd month with the company and I can't believe the amount of deletions that have been made so far on my behalf. I look forward to seeing my second report! Thanks Cosmo!!!

    Chara Wright-Pace Avatar Chara Wright-Pace
    December 27, 2017

    positive review  I’ve been in the program for just a couple of months now and I have already had 67% of negative items deleted! I am sooooo happy and excited for these results and that’s just the first round! Thank you Jasmine for keeping me informed and on track.

    Jaclyne Jimenez Avatar Jaclyne Jimenez
    May 21, 2019

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