Loan Debt


It’s a fact, your student loan impacts your credit.

Student loan debt may seem like a difficult weight to deal with, but that’s where we can help. Our team of dedicated student credit counseling experts will help you figure out the best way to work your way out of student loan debt. We can help you get yourself back on track with a personalized method of credit repair that will work best for you as a busy student or professional. There’s no reason to let student loans hang over your head like the Sword of Damocles; with student credit counseling, you will learn the necessary tools and strategies to get your student loans under control and stop letting them run your life.

Schedule a FREE Credit Consultation Today

Or call us at: 1-866-997-6591

What Do
I Do Now?

If you are struggling to make your student loan payments, we have the tools to get you current. Default should always be your last resort; a default student loan will impact your credit score tremendously and will prevent you from being approved for any other loans or credit cards.

Let us fix that for you!

Facebook Reviews

  • 5 star review  I am very happy with my results, i completed the program and cosmo repair deleted all the negetive of off my credit report!!! Not even that but now i dont have to worry about a dam school loan so i soo recommend to get with the program, easy and they explain everything to you very well throughout the process.

    Diana Sosa Avatar Diana Sosa
    July 28, 2017

    5 star review  I have been working with Cosmos Credit for the past five months and they have deleted 90% of the items affecting my credit negatively. I appreciate their help so much and would recommend them to anyone.

    Diana Harris Avatar Diana Harris
    October 5, 2017

    positive review  Strongly recommend! The team removed over 60% off my credit report! They are working diligently on getting my credit scores to above 700! I’m almost there:) yay! So excited! Anna is super friendly and makes sure to follow up with time regularly to make sure I sent in all the mail! The Cosmo team has done an amazing job so far and I look forward to more great results in the upcoming future 🙂

    Katya Koshka Avatar Katya Koshka
    November 14, 2018
  • 5 star review  Cosmo Credit Repair has been an absolute blessing to me and my family, in no time at all they have gotten almost all of my negative accounts deleted in less than 2 months. From the beginning they have been very informative and walked with me every step of the way. If any one is looking into credit repair company's i highly recommend you look no further Cosmo Credit Repair is the perfect place to give you a fresh new start. Thank you Cosmo Credit Repair for your professionalism, and swift production, you are awesome!!!!

    Terrence Haynes Avatar Terrence Haynes
    July 11, 2017

    5 star review  Cosmo has done an excellent job getting my credit where it needs to be. Thank you for doing such a great job!

    Ben Davis Avatar Ben Davis
    March 21, 2018

    5 star review  Cosmo Credit is awesome, they have been working on both mine and my husband's credit. They started in August and since then I have had about 16 deletions and even removal of a tax lien off my credit alone. My husband has had a significant amount of deletions and a tax lien removed as well. They have given us awesome results thus far and I'm happy that I acquired thier services. Gloria has a great staff, Niko and Brittney are who I interact with most often, and they answer all questions promptly. If you're looking for a great affordable credit repair service Cosmo Credit is the way to go.

    Amber Rochelle Wilson Avatar Amber Rochelle Wilson
    October 2, 2017

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