Loan Debt


It’s a fact, your student loan impacts your credit.

Student loan debt may seem like a difficult weight to deal with, but that’s where we can help. Our team of dedicated student credit counseling experts will help you figure out the best way to work your way out of student loan debt. We can help you get yourself back on track with a personalized method of credit repair that will work best for you as a busy student or professional. There’s no reason to let student loans hang over your head like the Sword of Damocles; with student credit counseling, you will learn the necessary tools and strategies to get your student loans under control and stop letting them run your life.

Schedule a FREE Credit Consultation Today

Or call us at: 1-866-997-6591

What Do
I Do Now?

If you are struggling to make your student loan payments, we have the tools to get you current. Default should always be your last resort; a default student loan will impact your credit score tremendously and will prevent you from being approved for any other loans or credit cards.

Let us fix that for you!

Facebook Reviews

  • 5 star review  There is not enough words to describe how satisfied I am with Cosmo Credit Repair and their excellent service!! A month ago my credit was horrible. I felt deprived and depressed. Without credit you have literally nothing and now I am excited and pleased with the amazing results!! Almost every collection on all 3 credit bureaus deleted! Thanks to Cosmo Credit Repair I am one step closer to my goals!! Highly recommend !!!

    thumb Martha Rodríguez

    5 star review  I called Gloria at Cosmo Credit Repair in a panic, needing to fix my credit score and fix it fast ! The entire staff has been amazing ! They answer all my calls and questions even when I feel as if I’m being ridiculously worried ! Because of Cosmo Credit Repair I am able to sign and buy the home of my dreams this year ! I would tell anyone to use them! My rate has changed so dramatically it really was the deciding factor of if I was going to buy my dream home this year or not !

    thumb Emily Fernandez

    5 star review  Honestly, I was skeptical at first but I'm glad I decided to do this with Gloria. Process was seamless and easy. From our first initial consultation, every thing she mentioned that needs to be done, has been on point from the beginning to the end. I can't thank you enough Gloria, my credit jumped literally 150 points and still climbing! I highly recommend to my family and friends.

    thumb L.t. Tran
  • 5 star review  60 days into Cosmo's program and I am seeing AMAZING results. The staff is great in answering questions and getting more than the results I wanted. They are absolute miracle workers.

    thumb Shane Starbuck

    positive review  If you were never informed on financial wellness, Cosmo credit is really there for you. Not only have i got everything deleted my credit score has went up. I can finally start purchasing a home and breathe better being so financially stable. Thank you everyone at Cosmo!

    thumb Ladaidra Sebastian Elijah Moma

    positive review  they say the best thing to do is move in silence. Thanks to Cosmo I am now able to get future on track the right way. more than half negative items were removed permanently not temporary.

    thumb Teretia Wyllyamz

Contact us now!




8380 Warren Pkwy BLDG 7
STE 700 Frisco, TX 75034