Loan Debt


It’s a fact, your student loan impacts your credit.

Student loan debt may seem like a difficult weight to deal with, but that’s where we can help. Our team of dedicated student credit counseling experts will help you figure out the best way to work your way out of student loan debt. We can help you get yourself back on track with a personalized method of credit repair that will work best for you as a busy student or professional. There’s no reason to let student loans hang over your head like the Sword of Damocles; with student credit counseling, you will learn the necessary tools and strategies to get your student loans under control and stop letting them run your life.

Schedule a FREE Credit Consultation Today

Or call us at: 1-866-997-6591

What Do
I Do Now?

If you are struggling to make your student loan payments, we have the tools to get you current. Default should always be your last resort; a default student loan will impact your credit score tremendously and will prevent you from being approved for any other loans or credit cards.

Let us fix that for you!

Facebook Reviews

  • 5 star review  5 stars � I didn’t think I ever have a good credit score but Cosmo prove me wrong best choice I ever made �

    thumb Myke Winfield

    5 star review  My only regret is that I didn’t do this any sooner

    thumb Charlie-Iris Lukacs

    positive review  All I have to say is AMAZING !!!! This company goes above and beyond for their customers, they did that for me ! I am blessed!!! KEEP IT UP COSMO CREDIT !!!

    thumb Elia Santana
  • positive review  The Cosmo credit is awesome. I I got a 62% deletion rate. My credit has increased extremely quick, within 3 months. Great company, I recommend everyone to use it!

    thumb Ashley Monique

    5 star review  Not just bc i won the gift card bc they treat me like i friend ive been talking with jessica and shes amazing shes under standing i cant wait to see where where cosmo and i go much �

    thumb Amy Rapp

    5 star review  My First month into the program Cosmo has deleted all my negative things off my credit report but 2 items!! I love working with this team as they're always there when I have questions and keep me in the loop on what to expect next!!Thank you!!

    thumb Rashad Williams

Contact us now!




8380 Warren Pkwy BLDG 7
STE 700 Frisco, TX 75034