At Cosmo Credit Repair we have assembled expert credit repair techniques, a knowledgeable support staff, and courteous client service whose only goal is to help you improve your credit. Credit has become increasingly important in today’s world and all too often people lack the knowledge and professional help they require in the crucial areas of credit restoration.

1. Free Credit Repair Consultations


We will help you understand your financial strengths
and weaknesses at no-obligations
  • 1 on 1 Support
  • Credit Summary Review
  • All 3 Credit Scores
  • Recommended Solutions
  • A Personalized Plan To Repair Your Credit

2. Credit Auditing


3. Creditor and Debt Collector Management


Cosmo Credit Repair
is here to HELP!


We’re here to help you achieve your optimal credit profile. We work with the credit bureaus and your creditors to resolve any issues on your credit reports.

We work on items that should be deleted or removed, items that should be updated, and items that should be re-characterized.

Our program is based upon extensive research of consumer credit laws, credit bureau tactics and persistence for our clients.

Our program is 100% legal. We’ve helped tens of thousands of clients correct their credit profiles .

Benefits from working with us

We handle the creditors and debt collectors for you.

Our proven effective credit report auditing methods increase your credit score fast.

Unlike some other companies, we do not limit or stagger your disputes in an attempt to keep you paying over time.

We follow up directly with your creditors.

Our goal is to get you in and out of our program as promptly as possible while providing you with optimal results.

Facebook Reviews

  • 5 star review  Cosmo Credit Repair has assisted my family and I in numerous ways. After completing the program, I purchased a brand new home and a brand new SUV. Whenever I have questions or concerns about any financial decisions that are to be made, I can contact a representative with the company for clarity. I have completed the program and with every chance I get, I refer people to this company because it is worth.

    Bridget Renee Avatar Bridget Renee
    April 19, 2017

    5 star review  Didn't know what to think at first, but knew something had to be done. I went with Cosmo Credit and haven't had a bad thing to say yet. They let me know exactly what I need to do and how to do it, and they are always communicating with me, letting me know how it is going. Wish I would have gone through them sooner!

    Brittin Moore Avatar Brittin Moore
    August 15, 2017

    5 star review  This program is the real deal they don’t just take your money they actually give you results I’m so happy with how much they done in 3 months Gloria and her staff are very patient and helpful

    Roger Hernandez Avatar Roger Hernandez
    October 12, 2017
  • 5 star review  Cosmo credit is the absolute best hands DOWN. Words cant express my gratitude. The communication along with the availability to help, refer and assist with any of my needs is Beyond Amazing. Special thanks to Gloria, you ROCK!!!! #KeepUpTheGoodWork

    Jessica Wallace Avatar Jessica Wallace
    June 8, 2017

    5 star review  Cosmo Credit is the best in the business friendly and family enviorment. I would call Gloria for any and everything all the time and she never got upset. I started at 400 and let's say now I'm plus three hundred and some change. Any application I looked at was declined. If you wanna get going on the right direction give Cosmo Credit a call Today.. Oh yea you can refer as many folk as you want and she got you.. Give Cosmo Credit a call..

    Jackie Pappi Chulo Miller Avatar Jackie Pappi Chulo Miller
    March 15, 2017

    5 star review  I’ve been in the process of fixing my credit for just over a month and a half... I just found out I got everything deleted from my Transunion report! I’m beyond excited!!

    Annber Brice Avatar Annber Brice
    December 14, 2017

Schedule a FREE Credit consultation?

Or call Call: 1-866-997-6591

Contact us now!