At Cosmo Credit Repair we have assembled expert credit repair techniques, a knowledgeable support staff, and courteous client service whose only goal is to help you improve your credit. Credit has become increasingly important in today’s world and all too often people lack the knowledge and professional help they require in the crucial areas of credit restoration.

1. Free Credit Repair Consultations


We will help you understand your financial strengths
and weaknesses at no-obligations
  • 1 on 1 Support
  • Credit Summary Review
  • All 3 Credit Scores
  • Recommended Solutions
  • A Personalized Plan To Repair Your Credit

2. Credit Auditing


3. Creditor and Debt Collector Management


Cosmo Credit Repair
is here to HELP!


We’re here to help you achieve your optimal credit profile. We work with the credit bureaus and your creditors to resolve any issues on your credit reports.

We work on items that should be deleted or removed, items that should be updated, and items that should be re-characterized.

Our program is based upon extensive research of consumer credit laws, credit bureau tactics and persistence for our clients.

Our program is 100% legal. We’ve helped tens of thousands of clients correct their credit profiles .

Benefits from working with us

We handle the creditors and debt collectors for you.

Our proven effective credit report auditing methods increase your credit score fast.

Unlike some other companies, we do not limit or stagger your disputes in an attempt to keep you paying over time.

We follow up directly with your creditors.

Our goal is to get you in and out of our program as promptly as possible while providing you with optimal results.

Facebook Reviews

  • positive review  Cosmo Credit Repair has been such an amazing experience. I have been with them less than two months and have seen my credit score go up every week. The staff is great and always respond immediately if I have any questions. The dashboard is such a cool tool that I can follow with anything they are doing. If you have credit issues like me, I HIGHLY recommend going to see the staff at Cosmo! I can't wait to see what my credit score is in the upcoming months. ?

    Allison Haney Avatar Allison Haney
    December 10, 2018

    5 star review  There is not enough words to describe how satisfied I am with Cosmo Credit Repair and their excellent service!! A month ago my credit was horrible. I felt deprived and depressed. Without credit you have literally nothing and now I am excited and pleased with the amazing results!! Almost every collection on all 3 credit bureaus deleted! Thanks to Cosmo Credit Repair I am one step closer to my goals!! Highly recommend !!!

    Martha Rodríguez Avatar Martha Rodríguez
    April 18, 2017

    5 star review  Where do I even begin! Let’s start by saying how HAPPY I am after receiving the news that ALL my collections got deleted from Equifax and TransUnion reports! This has been haunting me for years now and within a month that I started with Cosmo Credit they’re completely out of my credit. Thank you Cosmo Credit. I will definitely refer my friends and family. Looking forward into the next big step for my little family and I , house hunting!

    Keyla Medrano Avatar Keyla Medrano
    November 15, 2017
  • positive review  I’ve been in the program for just a couple of months now and I have already had 67% of negative items deleted! I am sooooo happy and excited for these results and that’s just the first round! Thank you Jasmine for keeping me informed and on track.

    Jaclyne Jimenez Avatar Jaclyne Jimenez
    May 21, 2019

    5 star review  Cosmo Credit is awesome, they have been working on both mine and my husband's credit. They started in August and since then I have had about 16 deletions and even removal of a tax lien off my credit alone. My husband has had a significant amount of deletions and a tax lien removed as well. They have given us awesome results thus far and I'm happy that I acquired thier services. Gloria has a great staff, Niko and Brittney are who I interact with most often, and they answer all questions promptly. If you're looking for a great affordable credit repair service Cosmo Credit is the way to go.

    Amber Rochelle Wilson Avatar Amber Rochelle Wilson
    October 2, 2017

    5 star review  Got an email with my first round of deletions today and could not be happier!! I am so glad I was referred to Gloria and her team they have been amazing and made things super easy!! I can not wait to see what having GREAT credit will bring in my future!

    Clarissa Garza Avatar Clarissa Garza
    March 29, 2018

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