At Cosmo Credit Repair we have assembled expert credit repair techniques, a knowledgeable support staff, and courteous client service whose only goal is to help you improve your credit. Credit has become increasingly important in today’s world and all too often people lack the knowledge and professional help they require in the crucial areas of credit restoration.

1. Free Credit Repair Consultations


We will help you understand your financial strengths
and weaknesses at no-obligations
  • 1 on 1 Support
  • Credit Summary Review
  • All 3 Credit Scores
  • Recommended Solutions
  • A Personalized Plan To Repair Your Credit

2. Credit Auditing


3. Creditor and Debt Collector Management


Cosmo Credit Repair
is here to HELP!


We’re here to help you achieve your optimal credit profile. We work with the credit bureaus and your creditors to resolve any issues on your credit reports.

We work on items that should be deleted or removed, items that should be updated, and items that should be re-characterized.

Our program is based upon extensive research of consumer credit laws, credit bureau tactics and persistence for our clients.

Our program is 100% legal. We’ve helped tens of thousands of clients correct their credit profiles .

Benefits from working with us

We handle the creditors and debt collectors for you.

Our proven effective credit report auditing methods increase your credit score fast.

Unlike some other companies, we do not limit or stagger your disputes in an attempt to keep you paying over time.

We follow up directly with your creditors.

Our goal is to get you in and out of our program as promptly as possible while providing you with optimal results.

Facebook Reviews

  • 5 star review  I am so pleased the the results I’ve gotten in such a short period time with Cosmo Credit. Everyone has been very professional. They are easy to get in touch to with which is very important to me and always willing to answer my questions. I definitely recommend them.

    Constance Thomas Avatar Constance Thomas
    January 9, 2018

    5 star review  One word....accomplished! Gloria and her team started working on my repairing my in January and have already accomplished much more than I imagined! This has dragged on me for years. She has given me back that peace of mind. Thank you sooo much Gloria and to all your hard working team!!! Definitely would recommend Cosmo Credit Repair to everyone! �������

    Anna Carranza Avatar Anna Carranza
    March 20, 2017

    positive review  If you were never informed on financial wellness, Cosmo credit is really there for you. Not only have i got everything deleted my credit score has went up. I can finally start purchasing a home and breathe better being so financially stable. Thank you everyone at Cosmo!

    Ladaidra Sebastian Elijah Moma Avatar Ladaidra Sebastian Elijah Moma
    April 11, 2019
  • 5 star review  Thanks so much for my referral gift card, I received it today and also thanks for the letter. By the way it's been 2 years & 5 months since I have purchased my house with a 3.875%. I got new a car with zero percent interest. My credit is great & it all started with you in 2013 � Thanks for Repairing my past so that I can NOW Enjoy my future! � Thanks Gloria!

    Clarice Whitaker Avatar Clarice Whitaker
    February 26, 2017

    5 star review  I started this journey at the end of May and at first I was a little skeptical. But now I’m uber excited and dancing � � in my seat!! Talina has been working diligently disputing items and she has succeeded in getting over 70% of the items removed in only two months. �� I know we still have a ways to go but with these kind of results I’m glad I followed my first mind! Talina, thank you soooo much.

    MissRisk Armstrong Avatar MissRisk Armstrong
    August 2, 2018

    5 star review  I started my journey with cosmo Credit Repair on 9/16/17 not even two full months ago and as of yesterday this is my updated report . Over half of the negative items that were reporting have been deleted. When I say cosmo is the truth that’s what I mean! And heck you don’t have to take my word for it the proof is as clear as day on my spreadsheet. I’ve gotten majority of my family to join the program and the ones that haven’t... what are you waiting for? Call cosmo today! I would not be telling you to call if they weren’t the best! Not to mention the credit consultants and the customer service department is the best! �

    Brittney Lamb Avatar Brittney Lamb
    November 8, 2017

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Or call Call: 1-866-997-6591

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