At Cosmo Credit Repair we have assembled expert credit repair techniques, a knowledgeable support staff, and courteous client service whose only goal is to help you improve your credit. Credit has become increasingly important in today’s world and all too often people lack the knowledge and professional help they require in the crucial areas of credit restoration.

1. Free Credit Repair Consultations


We will help you understand your financial strengths
and weaknesses at no-obligations
  • 1 on 1 Support
  • Credit Summary Review
  • All 3 Credit Scores
  • Recommended Solutions
  • A Personalized Plan To Repair Your Credit

2. Credit Auditing


3. Creditor and Debt Collector Management


Cosmo Credit Repair
is here to HELP!


We’re here to help you achieve your optimal credit profile. We work with the credit bureaus and your creditors to resolve any issues on your credit reports.

We work on items that should be deleted or removed, items that should be updated, and items that should be re-characterized.

Our program is based upon extensive research of consumer credit laws, credit bureau tactics and persistence for our clients.

Our program is 100% legal. We’ve helped tens of thousands of clients correct their credit profiles .

Benefits from working with us

We handle the creditors and debt collectors for you.

Our proven effective credit report auditing methods increase your credit score fast.

Unlike some other companies, we do not limit or stagger your disputes in an attempt to keep you paying over time.

We follow up directly with your creditors.

Our goal is to get you in and out of our program as promptly as possible while providing you with optimal results.

Facebook Reviews

  • 5 star review  Where do I even begin! Let’s start by saying how HAPPY I am after receiving the news that ALL my collections got deleted from Equifax and TransUnion reports! This has been haunting me for years now and within a month that I started with Cosmo Credit they’re completely out of my credit. Thank you Cosmo Credit. I will definitely refer my friends and family. Looking forward into the next big step for my little family and I , house hunting!

    Keyla Medrano Avatar Keyla Medrano
    November 15, 2017

    5 star review  Honestly, I was skeptical at first but I'm glad I decided to do this with Gloria. Process was seamless and easy. From our first initial consultation, every thing she mentioned that needs to be done, has been on point from the beginning to the end. I can't thank you enough Gloria, my credit jumped literally 150 points and still climbing! I highly recommend to my family and friends.

    L.t. Tran Avatar L.t. Tran
    April 15, 2017

    positive review  Cosmo has been in contact with me along this journey. I’ve already seen deletions and I continue to follow their guidance. I highly recommend this company!

    Lana Mitchell Avatar Lana Mitchell
    April 4, 2019
  • 5 star review  Cosmo Credit is the best decision I could of made. I was skeptical at first but it's been a month and alot of things have been deleted on my credit already. Thank you so much to Gloria Urbina for making the process easy and so worth it!

    Bonnie Love Montiel Avatar Bonnie Love Montiel
    August 13, 2017

    positive review  I have had a great experience with Cosmo credit repair in just the first round there were amazing results around 70% deletion better than we had expected Jasmine and dog has been so much help in making things easier for me since I'm not very technically inclined. I would definitely recommend them great customer service . well works the money ask for Jasmine or Doug thanks again

    Mark Buck Avatar Mark Buck
    April 25, 2019

    5 star review  My only regret is that I didn’t do this any sooner

    Charlie-Iris Lukacs Avatar Charlie-Iris Lukacs
    March 14, 2018

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Or call Call: 1-866-997-6591

Contact us now!