At Cosmo Credit Repair we have assembled expert credit repair techniques, a knowledgeable support staff, and courteous client service whose only goal is to help you improve your credit. Credit has become increasingly important in today’s world and all too often people lack the knowledge and professional help they require in the crucial areas of credit restoration.

1. Free Credit Repair Consultations


We will help you understand your financial strengths
and weaknesses at no-obligations
  • 1 on 1 Support
  • Credit Summary Review
  • All 3 Credit Scores
  • Recommended Solutions
  • A Personalized Plan To Repair Your Credit

2. Credit Auditing


3. Creditor and Debt Collector Management


Cosmo Credit Repair
is here to HELP!


We’re here to help you achieve your optimal credit profile. We work with the credit bureaus and your creditors to resolve any issues on your credit reports.

We work on items that should be deleted or removed, items that should be updated, and items that should be re-characterized.

Our program is based upon extensive research of consumer credit laws, credit bureau tactics and persistence for our clients.

Our program is 100% legal. We’ve helped tens of thousands of clients correct their credit profiles .

Benefits from working with us

We handle the creditors and debt collectors for you.

Our proven effective credit report auditing methods increase your credit score fast.

Unlike some other companies, we do not limit or stagger your disputes in an attempt to keep you paying over time.

We follow up directly with your creditors.

On average, our program take 1 to 6 months.

Our goal is to get you in and out of our program as promptly as possible while providing you with optimal results.

Facebook Reviews

  • positive review  All I have to say is AMAZING !!!! This company goes above and beyond for their customers, they did that for me ! I am blessed!!! KEEP IT UP COSMO CREDIT !!!

    thumb Elia Santana

    5 star review  Cosmo credit knows their stuff! They are not this fly by night credit repair company that will put negative items on hold for a few, but they will get it deleted for good! Trust me they are worth it! Give them a call, you won't be disappointed �

    thumb Deonca Riko Jeffers

    positive review  If you were never informed on financial wellness, Cosmo credit is really there for you. Not only have i got everything deleted my credit score has went up. I can finally start purchasing a home and breathe better being so financially stable. Thank you everyone at Cosmo!

    thumb Ladaidra Sebastian Elijah Moma
  • 5 star review  Cosmo Credit is the best decision I could of made. I was skeptical at first but it's been a month and alot of things have been deleted on my credit already. Thank you so much to Gloria Urbina for making the process easy and so worth it!

    thumb Bonnie Love Montiel

    5 star review  First round came with major deletions and point increase! That's Cosmo!

    thumb DeWaylon Johnson

    5 star review  This has been the best decision I’ve made thus far. Doug has been there for me every step of the way. 30 days in and I’m up a STAGGERING amount of points and I’m in the process of buying my first home. If you are everything thinking of doing this, just do it.

    thumb Danielle Breland

Schedule a FREE Credit consultation?

Or call Call: 1-866-997-6591

Contact us now!




8380 Warren Pkwy BLDG 7
STE 700 Frisco, TX 75034