At Cosmo Credit Repair we have assembled expert credit repair techniques, a knowledgeable support staff, and courteous client service whose only goal is to help you improve your credit. Credit has become increasingly important in today’s world and all too often people lack the knowledge and professional help they require in the crucial areas of credit restoration.

1. Free Credit Repair Consultations


We will help you understand your financial strengths
and weaknesses at no-obligations
  • 1 on 1 Support
  • Credit Summary Review
  • All 3 Credit Scores
  • Recommended Solutions
  • A Personalized Plan To Repair Your Credit

2. Credit Auditing


3. Creditor and Debt Collector Management


Cosmo Credit Repair
is here to HELP!


We’re here to help you achieve your optimal credit profile. We work with the credit bureaus and your creditors to resolve any issues on your credit reports.

We work on items that should be deleted or removed, items that should be updated, and items that should be re-characterized.

Our program is based upon extensive research of consumer credit laws, credit bureau tactics and persistence for our clients.

Our program is 100% legal. We’ve helped tens of thousands of clients correct their credit profiles .

Benefits from working with us

We handle the creditors and debt collectors for you.

Our proven effective credit report auditing methods increase your credit score fast.

Unlike some other companies, we do not limit or stagger your disputes in an attempt to keep you paying over time.

We follow up directly with your creditors.

Our goal is to get you in and out of our program as promptly as possible while providing you with optimal results.

Facebook Reviews

  • positive review  I was referred here by an employee to help my husband repair his credit, which was in shambles. In 6 months, so many of his debts were forgiven and his credit score has gone up! Thank you to cosmo credit repair! Huge thanks to Melissa for referring me and Doug for all the work he did and how easy he made this process! Love you guys!!!!!!!!!!

    thumb Debra Blankinship

    5 star review  I was referred to Cosmo Credit Repair by a friend and coworker last year. I finally reached out to them just 3 months ago and in that time they have worked miracles. I woke up this morning to an email with an attached spreadsheet showing the numerous derogatory deletions from my credit. Absolutely incredible! Thank you, Gloria!!

    thumb Brandon Green

    5 star review  My only regret is that I didn’t do this any sooner

    thumb Charlie-Iris Lukacs
  • 5 star review  Cosmo credit knows their stuff! They are not this fly by night credit repair company that will put negative items on hold for a few, but they will get it deleted for good! Trust me they are worth it! Give them a call, you won't be disappointed �

    thumb Deonca Riko Jeffers

    5 star review  so happy I’m really not good at fixing things like this but they took all control and Relieve me from some stress I just got my first results back and they were amazing

    thumb Claudia Gonzales

    5 star review  Cosmo Credit Repair is the way of a new life. I'm looking forward to what this next chapter brings. Only a month in with Cosmo Credit and they've made more deletions in 30days, than the last Credit Repair company I used for years. Thanks Cosmo Credit Repair and Gloria for being efficient, helping me with this process to a new beginning.

    thumb Terrence C. Wortham-Pinkston

Schedule a FREE Credit consultation?

Or call Call: 1-866-997-6591

Contact us now!




8380 Warren Pkwy BLDG 7
STE 700 Frisco, TX 75034