Personal Growth


Repairing your Past. Preparing for the Future.

Credit counseling and consumer credit repair aren’t just for people with bad credit scores or crushing credit card debt. Using a reputable credit repair service can help you get your FICO score into a higher range. That higher credit score can open doors into lower interest rates on your credit cards, higher credit allowances, and even get you a more favorable interest rate on that home loan which give you peace of mind and security.

What Do

I Do Now?


If you’re doing fine with your debt, you may wonder how a consumer credit counseling service can help you. After all, you’re making all of your payments on time, and you’re doing fine. What else can you do to improve your credit score? Our team of dedicated credit specialists can show you ways to improve your credit, from learning about your debt ratio, to tips on eliminating your credit card debt entirely. Improving your credit is a skill, and it’s one that is well worth mastering. If you’re interested in reaching the next level with your credit, contact us so we can help. There’s no reason to hold yourself back.


Schedule a FREE Credit consultation

Or Call: 1-866-997-6591

Facebook Reviews

  • 5 star review  I am very happy with my experience with Cosmo credit so far I’ve had a lot of things deleted hoping for more.

    thumb Jean Batson

    5 star review  Cosmo Credit is the best in the business friendly and family enviorment. I would call Gloria for any and everything all the time and she never got upset. I started at 400 and let's say now I'm plus three hundred and some change. Any application I looked at was declined. If you wanna get going on the right direction give Cosmo Credit a call Today.. Oh yea you can refer as many folk as you want and she got you.. Give Cosmo Credit a call..

    thumb Jackie Pappi Chulo Miller

    5 star review  First round came with major deletions and point increase! That's Cosmo!

    thumb DeWaylon Johnson
  • 5 star review  Cosmo credit rocks!!!! I signed up just over a month a go and already tons of deletions on my report!! I'm so grateful, every time I text/call/ email Gloria she always responds and she was very consistent...I have told all my friends and family to sign up to get there credit fixed.. Thank you so much!!

    thumb Meme Jones

    5 star review  Very helpful and useful. Help in a quick friendly manner and Would Highly Recommend!

    thumb Amanda Hofbauer

    5 star review  Thank you to cosmo credit repair for all my deletions on my credit. Such a relief to see all this negative things out of my life for good. All this was done is 3 months and I couldn't be more happy. Gloria has been helping me build my credit . Gloria and her team have been such a blessing making it all happen for me. #Made some mistakes# COSMO CREDIT REPAIR fixed ALL of it# Good Credit does matter#

    thumb Aurora McMills

Contact us now!




8380 Warren Pkwy BLDG 7
STE 700 Frisco, TX 75034