STEP 1: Schedule a Free Consultation

We will go over your credit reports and customize the credit repair process according to your exact situation and goals.

STEP 2: Start the Program

Here’s where we do all the hard work for you, such as taking care of all the negative items on your account. You will be notified of every little change on your file via client portal.

STEP 3: Achieve Goals

Since your credit is in good standing now, let’s get back to what you signed up for: Whether your goal was to buy a house or get approved for a business loan – we’ll help you achieve that with the help of our 550 national partners.

Schedule Your FREE Credit consultation Today

Or Call: 1-866-997-6591

Facebook Reviews

  • 5 star review  Not just bc i won the gift card bc they treat me like i friend ive been talking with jessica and shes amazing shes under standing i cant wait to see where where cosmo and i go much �

    Amy Rapp Avatar Amy Rapp
    March 1, 2018

    positive review  The Cosmo credit is awesome. I I got a 62% deletion rate. My credit has increased extremely quick, within 3 months. Great company, I recommend everyone to use it!

    Ashley Monique Avatar Ashley Monique
    April 11, 2019

    5 star review  60 days into Cosmo's program and I am seeing AMAZING results. The staff is great in answering questions and getting more than the results I wanted. They are absolute miracle workers.

    Shane Starbuck Avatar Shane Starbuck
    August 14, 2017
  • positive review  First let me start out being honest? My credit was in the 400 bad club when I started my journey with Cosmo Credit Repair last year around this time. My first GOAL was to get approved for a credit card now keep in mind I started out low so even a bind guy wouldn’t have approved me. 3 months into the program I now have a total of 2 credit cards “GOAL COMPLETE”‼️ NEXT GOAL I set was February 2018 I wanted to walk into a car dealership and get the car I deserved “GOAL COMPLETE”‼️ “y’all still with me” My scores went up 100 points within 4-6 months ? I couldn’t believe it.... seriously finally a company that STAND BY their name and word.In a relationship parties sometimes get into lil misunderstandings which happened here recently. Gloria the owner of Cosmo Credit Repair contacted me personally fixed my issue, was very professional and sympathetic towards my needs and set yet a NEW GOAL “My HOUSE” not only did Gloria send superwomen vibes my way she displayed CONFIDENCE. She even offered to see me through the rest of the program FREE of charge?. Somebody go tell your friends and family my story.... tell them to contact COSMO CREDIT REPAIR let them KNOW Trina Wilson said they just out changing LIVES ?????

    Trina WilWil Avatar Trina WilWil
    August 8, 2018

    5 star review  I was referred to Cosmo Credit Repair by a friend and coworker last year. I finally reached out to them just 3 months ago and in that time they have worked miracles. I woke up this morning to an email with an attached spreadsheet showing the numerous derogatory deletions from my credit. Absolutely incredible! Thank you, Gloria!!

    Brandon Green Avatar Brandon Green
    September 21, 2017

    5 star review  Right now I'm in awe....I would like to thank Cosmo Credit for doing a awesome job at clearing 90% of the items off my credit, I am looking forward to ne beginnings. Thanks, for the awesome customer service and the awesome communication by keeping me in loop of what is happening at all times....All smiles?

    Andrea Anderson Avatar Andrea Anderson
    January 5, 2018

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