Home Loans


Having better credit not only means approval it also means lower interest rates!

Improving your credit is a crucial step to speeding up the process of getting approved to buy your dream home, getting a lower interest rate, and more financing options. Many other benefits are all related to your credit score and this is why having the right partner is so important.


Credit repair is not impossible, however is a complex and tedious process that will consume a lot of your time. But even if you have the time, the lack of experience can also make it an impossible task. That’s what we are here for and why our customers love us.


Our Partners

What Do

I Do Now?


Cosmo Credit Repair is very knowledgeable in the home buyer’s process and can prepare you for purchasing your future home. With the Cosmo teams’ help, we will hold your hand every step of the way to make sure you make the best financial decision for you and your family.


Schedule Your FREE Credit consultation Today

Or Call: 1-866-997-6591

Facebook Reviews

  • 5 star review  5 stars � I didn’t think I ever have a good credit score but Cosmo prove me wrong best choice I ever made �

    Myke Winfield Avatar Myke Winfield
    February 28, 2018

    positive review  Cosmo Credit Repair has been such an amazing experience. I have been with them less than two months and have seen my credit score go up every week. The staff is great and always respond immediately if I have any questions. The dashboard is such a cool tool that I can follow with anything they are doing. If you have credit issues like me, I HIGHLY recommend going to see the staff at Cosmo! I can't wait to see what my credit score is in the upcoming months. ?

    Allison Haney Avatar Allison Haney
    December 10, 2018

    5 star review  Didn't know what to think at first, but knew something had to be done. I went with Cosmo Credit and haven't had a bad thing to say yet. They let me know exactly what I need to do and how to do it, and they are always communicating with me, letting me know how it is going. Wish I would have gone through them sooner!

    Brittin Moore Avatar Brittin Moore
    August 15, 2017
  • positive review  Cosmo has been in contact with me along this journey. I’ve already seen deletions and I continue to follow their guidance. I highly recommend this company!

    Lana Mitchell Avatar Lana Mitchell
    April 4, 2019

    positive review  Gloria your team at Cosmo CR is top notch! From the beginning of the process I saw results instantly. I love the communication from Anna, plus being able to see my details online has been helpful. Closer to getting our dream upgrade home with your help and expertise. To say the least, I have been impressed??

    Crystal Miller Avatar Crystal Miller
    October 14, 2018

    5 star review  Cosmo credit knows their stuff! They are not this fly by night credit repair company that will put negative items on hold for a few, but they will get it deleted for good! Trust me they are worth it! Give them a call, you won't be disappointed �

    Deonca Riko Jeffers Avatar Deonca Riko Jeffers
    January 11, 2018

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