Home Loans


Having better credit not only means approval it also means lower interest rates!

Improving your credit is a crucial step to speeding up the process of getting approved to buy your dream home, getting a lower interest rate, and more financing options. Many other benefits are all related to your credit score and this is why having the right partner is so important.


Credit repair is not impossible, however is a complex and tedious process that will consume a lot of your time. But even if you have the time, the lack of experience can also make it an impossible task. That’s what we are here for and why our customers love us.


Our Partners

What Do

I Do Now?


Cosmo Credit Repair is very knowledgeable in the home buyer’s process and can prepare you for purchasing your future home. With the Cosmo teams’ help, we will hold your hand every step of the way to make sure you make the best financial decision for you and your family.


Schedule Your FREE Credit consultation Today

Or Call: 1-866-997-6591

Facebook Reviews

  • 5 star review  Cosmo Credit is the best in the business friendly and family enviorment. I would call Gloria for any and everything all the time and she never got upset. I started at 400 and let's say now I'm plus three hundred and some change. Any application I looked at was declined. If you wanna get going on the right direction give Cosmo Credit a call Today.. Oh yea you can refer as many folk as you want and she got you.. Give Cosmo Credit a call..

    Jackie Pappi Chulo Miller Avatar Jackie Pappi Chulo Miller
    March 15, 2017

    5 star review  so happy I’m really not good at fixing things like this but they took all control and Relieve me from some stress I just got my first results back and they were amazing

    Claudia Gonzales Avatar Claudia Gonzales
    April 18, 2018

    5 star review  I am one of the Cosmo Credit partners and I am very happy with the customer service. All of my clients are excited to be on the path of home ownership! Gloria and her staff are so informative and return my calls almost immediately. So glad to have such a great service for my clients! I will continue to refer all my future clients to Cosmo Credit!

    Kristen Rostro Avatar Kristen Rostro
    August 18, 2017
  • positive review  I was referred here by an employee to help my husband repair his credit, which was in shambles. In 6 months, so many of his debts were forgiven and his credit score has gone up! Thank you to cosmo credit repair! Huge thanks to Melissa for referring me and Doug for all the work he did and how easy he made this process! Love you guys!!!!!!!!!!

    Debra Blankinship Avatar Debra Blankinship
    April 2, 2019

    5 star review  I called Gloria at Cosmo Credit Repair in a panic, needing to fix my credit score and fix it fast ! The entire staff has been amazing ! They answer all my calls and questions even when I feel as if I’m being ridiculously worried ! Because of Cosmo Credit Repair I am able to sign and buy the home of my dreams this year ! I would tell anyone to use them! My rate has changed so dramatically it really was the deciding factor of if I was going to buy my dream home this year or not !

    Emily Fernandez Avatar Emily Fernandez
    November 28, 2017

    positive review  I had credit problems and was wanting to buy a house and I was referred to Cosmo and was Leary at first but decided to try and and have ABSOLUTELY NO regrets! In just a short couple months they have gotten 52 YES 52 negatives off my credit!! I HIGLY recommend giving them a try ! They are always so friendly and keep you up to date and TRUE to their word ! YOU WILL NOT REGRET IT!

    Karissa Lyn Sellers Avatar Karissa Lyn Sellers
    October 14, 2018

Contact us now!