Auto Loans


A better credit score not only means that you’ll get approved, it also means that you can get a better car for a lower monthly payment!


We are here to tell you that purchasing your dream can be financed with little to zero interest AND reasonable monthly payments is definitely in your near future! One of the first things that a bank will look at when determining whether to finance your car or not, is your credit. Things happen, we understand.

Credit card debt, student loans, divorce; all of these things take a toll on our lives and our credit. There’s no reason to let these hold you back from the car you need and want. Cosmo Credit Repair knows how to help you get back on track so you can get that car financed and in your driveway.

What Do

I Do Now?


With our help, you can get your credit on the mend. Our team of qualified credit specialists are here to help you. If your credit score needs improvement, we can get you on track to qualify for an auto loan with a very low interest rate. Don’t let your low credit score hold you back.


If you’re ready to improve your credit, contact us immediately. Don’t let anything hold you back from the car and life you deserve.


Schedule a FREE Credit consultation

Or Call: 1-866-997-6591

Facebook Reviews

  • 5 star review  Thank you Cosmo Credit for the great results in just 2 months. My scores have jumped up and I have 2 forms of working credit lines to boost my scores in the future. You have removed negative's from 2 Credit ratings. I had Lexington Law that just sucked money from my account with no results in 6 months, and when I asked to be removed, they continued to draw from my account. Thank you Cosmo Credit for your step by step instructions resulting in positive results.

    Zoe Angel Marston Avatar Zoe Angel Marston
    January 9, 2018

    5 star review  One word....accomplished! Gloria and her team started working on my repairing my in January and have already accomplished much more than I imagined! This has dragged on me for years. She has given me back that peace of mind. Thank you sooo much Gloria and to all your hard working team!!! Definitely would recommend Cosmo Credit Repair to everyone! �������

    Anna Carranza Avatar Anna Carranza
    March 20, 2017

    5 star review  I cannot be more excited to get my credit report && see that Cosmo deleted 95% of accounts I had on my report for years!! I love how dedicated & professional the Cosmo Team is since the first day I enrolled!! This was a stress of mine for years then I finally gave in once I realized I could not do it on my own and trusted them to do their part. I honestly regret not using them sooner!! They did this all in just a few months!!! They have also taught me how to control my credit card usage as well something I never knew! I highly recommend this program to all my friends!!

    Vanessa Mendoza Avatar Vanessa Mendoza
    July 31, 2017
  • 5 star review  Gloria and her team are dedicated to help you with your credit and get you ready for that new car purchase or new home purchase.They a proven track record and will get you back on the road to good credit. Call Cosmo Credit Repair for all your credit repair needs.

    Scott Warren Avatar Scott Warren
    March 7, 2018

    positive review  First let me start out being honest? My credit was in the 400 bad club when I started my journey with Cosmo Credit Repair last year around this time. My first GOAL was to get approved for a credit card now keep in mind I started out low so even a bind guy wouldn’t have approved me. 3 months into the program I now have a total of 2 credit cards “GOAL COMPLETE”‼️ NEXT GOAL I set was February 2018 I wanted to walk into a car dealership and get the car I deserved “GOAL COMPLETE”‼️ “y’all still with me” My scores went up 100 points within 4-6 months ? I couldn’t believe it.... seriously finally a company that STAND BY their name and word.In a relationship parties sometimes get into lil misunderstandings which happened here recently. Gloria the owner of Cosmo Credit Repair contacted me personally fixed my issue, was very professional and sympathetic towards my needs and set yet a NEW GOAL “My HOUSE” not only did Gloria send superwomen vibes my way she displayed CONFIDENCE. She even offered to see me through the rest of the program FREE of charge?. Somebody go tell your friends and family my story.... tell them to contact COSMO CREDIT REPAIR let them KNOW Trina Wilson said they just out changing LIVES ?????

    Trina WilWil Avatar Trina WilWil
    August 8, 2018

    5 star review  I want to share my experience with my facebook family and friends about my experience with Cosmo credit repair. I spent years trying to repair my credit with no success.I was turn on to Cosmo credit repair by a friend. And I just want to say this was the best experience I had since trying to get my credit repaired.I only been in the program for a little over a month in half and I have had several things deleted from my credit report.I was in tears when I received a texts message from my advisor showing me all the things that had been deleted from my credit report. This is a blessing for me because now I will be able to move forward with becoming a home owner. Thank you Cosmo credit repair for making my dreams come true!!!���

    Catina Allen Avatar Catina Allen
    May 18, 2017

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