Gloria Urbina
Cosmos CEO

At Cosmo Credit Repair we have assembled a team of expert credit repair specialists  whose only goal is to help you improve your credit. Your credit history has become increasingly important in today’s world and all too often people lack the knowledge and professional help they require in the crucial areas of their credit restoration.

As a consumer advocacy company we are fully equipped and very confident that if you need assistance in working to repair your credit you have found the right team. The Cosmo team is comprised of some of the most experienced and dedicated professionals in the industry ready to help you accomplish your goals. Your credit report and scores mean everything, so let’s get to work!

Our Company History

March, 2012 –
Founded in Dallas, TX

Gloria Urbina, Founder & CEO

Founded in March 2012, Cosmo Credit Repair was built with a genuine passion to help individuals and their families gain financial freedom and offer the opportunity for a second chance.

August, 2013 – Company Growth Explodes

In less than 1 year, the “new kid on the block“ establishes itself as a premier national credit repair agency by tripling it’s anticipated growth goals behind Gloria’s innovative company management style.

Today – Repairing the Past and Preparing for the Future!

Cosmo Credit Repair has successfully helped 30,000 (and growing) individuals, families, home buyers, business owners, and so many more…and The Journey Has Just Begun!

October, 2012 – A New Team Is Born

Gloria forges a new team of expert credit repair professionals who share her vision: Help individual and families obtain their dreams through world class credit repair services.

May, 2017 – New Headquarters Established

Frisco, TX

Year-over-year growth forces Cosmo to move into a large cushy office space to accommodate it’s ever-growing team.

Our Guarantee

We are proud to announce that over 97% of our clients are satisfied with their results. We help them fulfill their goals and support them in making their dreams come true. Our clients share their experiences and accomplishments by sending us reviews and testimonials. This gives us the motivation to keep changing lives every day, one credit report at a time.

Schedule a FREE Credit consultation?

Or call Call: 1-866-997-6591

Facebook Reviews

  • 5 star review  I give Gloria, Niko, and Brittany a great round of applause on the amazing job they have done thus far on my credit for me. It has been a smooth process since day one. I love how they really get in to knowing they're Cosmo family and the needs that need fulfilling towards a great future for me and my family. Your crazy if you go anywhere else. Great job guys!!!!!!

    thumb Shuntae Cole

    5 star review  I called Gloria at Cosmo Credit Repair in a panic, needing to fix my credit score and fix it fast ! The entire staff has been amazing ! They answer all my calls and questions even when I feel as if I’m being ridiculously worried ! Because of Cosmo Credit Repair I am able to sign and buy the home of my dreams this year ! I would tell anyone to use them! My rate has changed so dramatically it really was the deciding factor of if I was going to buy my dream home this year or not !

    thumb Emily Fernandez

    5 star review  Cosmo has done an excellent job getting my credit where it needs to be. Thank you for doing such a great job!

    thumb Ben Davis
  • 5 star review  Very helpful and useful. Help in a quick friendly manner and Would Highly Recommend!

    thumb Amanda Hofbauer

    positive review  I was referred here by an employee to help my husband repair his credit, which was in shambles. In 6 months, so many of his debts were forgiven and his credit score has gone up! Thank you to cosmo credit repair! Huge thanks to Melissa for referring me and Doug for all the work he did and how easy he made this process! Love you guys!!!!!!!!!!

    thumb Debra Blankinship

    positive review  Professional team that gets results! I joined the program in October and I have been seeing my scores go up month after month! Thank you Cosmo!

    thumb Rahil Saha

Contact us now!




8380 Warren Pkwy BLDG 7
STE 700 Frisco, TX 75034