Gloria Urbina
Cosmos CEO

At Cosmo Credit Repair we have assembled a team of expert credit repair specialists  whose only goal is to help you improve your credit. Your credit history has become increasingly important in today’s world and all too often people lack the knowledge and professional help they require in the crucial areas of their credit restoration.

As a consumer advocacy company we are fully equipped and very confident that if you need assistance in working to repair your credit you have found the right team. The Cosmo team is comprised of some of the most experienced and dedicated professionals in the industry ready to help you accomplish your goals. Your credit report and scores mean everything, so let’s get to work!

Our Company History

March, 2012 –
Founded in Dallas, TX

Gloria Urbina, Founder & CEO

Founded in March 2012, Cosmo Credit Repair was built with a genuine passion to help individuals and their families gain financial freedom and offer the opportunity for a second chance.

August, 2013 – Company Growth Explodes

In less than 1 year, the “new kid on the block“ establishes itself as a premier national credit repair agency by tripling it’s anticipated growth goals behind Gloria’s innovative company management style.

Today – Repairing the Past and Preparing for the Future!

Cosmo Credit Repair has successfully helped 30,000 (and growing) individuals, families, home buyers, business owners, and so many more…and The Journey Has Just Begun!

October, 2012 – A New Team Is Born

Gloria forges a new team of expert credit repair professionals who share her vision: Help individual and families obtain their dreams through world class credit repair services.

May, 2017 – New Headquarters Established

Frisco, TX

Year-over-year growth forces Cosmo to move into a large cushy office space to accommodate it’s ever-growing team.

Our Guarantee

We are proud to announce that over 97% of our clients are satisfied with their results. We help them fulfill their goals and support them in making their dreams come true. Our clients share their experiences and accomplishments by sending us reviews and testimonials. This gives us the motivation to keep changing lives every day, one credit report at a time.

Schedule a FREE Credit consultation?

Or call Call: 1-866-997-6591

Facebook Reviews

  • 5 star review  I can't possibly tell you how THRILLED I am with the result that Cosmo Credit has delivered. I've tried to use credit repair services in the past and had awful, horrible and expensive experiences. I was definitely more than skeptical. But, in only about 6 weeks, they have provided AMAZING results. They have cleared an unbelievable number of items including some that have been on my credit report for years. Its been so exciting to see such awesome progress in such a short time. My hopes of buying a home soon wouldn't be possible without the efforts of Gloria and the whole team at Cosmo! They have restored my credit and educated me at the same time. If you need help with your credit, give Cosmo a call. You will not be disappointed!!!

    thumb Shirley Dutrow

    5 star review  Cosmo Repair has help me see the light at the end of the tunnel. My experience with this program has been Good, Mr. Doug gets the job done..... My Transunion and Experian report has been deleted and we are just wanting for the results from Equifax... also kuddos to Brittney for Making sure i understood my spreadsheets and if i had any questions and concerns. She would help as much as POSIBLE. GRACIAS COSMO CREDIT REPAIR FAMILY.

    thumb Melody Horn Blades-Vega

    positive review  If in need of credit repair services Cosmo credit is highly recommended. The difference in my score took place almost immediately and reached primary goal within 90 days.... There are no hidden costs and they work with you financially...

    thumb Dalia Ant Cipriano
  • positive review  I highly recommend Cosmo. They successfully removed old negative accounts on my report. I saw an point increase with the first couple of months! It was worth it! After 7 months I qualified for a home loan and closed in 30 days! If anything go for the free consultation. Totally worth my time and money!!

    thumb Jennifer Vasquez

    5 star review  I started this journey at the end of May and at first I was a little skeptical. But now I’m uber excited and dancing � � in my seat!! Talina has been working diligently disputing items and she has succeeded in getting over 70% of the items removed in only two months. �� I know we still have a ways to go but with these kind of results I’m glad I followed my first mind! Talina, thank you soooo much.

    thumb MissRisk Armstrong

    5 star review  60 days into Cosmo's program and I am seeing AMAZING results. The staff is great in answering questions and getting more than the results I wanted. They are absolute miracle workers.

    thumb Shane Starbuck

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