Gloria Urbina
Cosmos CEO

At Cosmo Credit Repair we have assembled a team of expert credit repair specialists  whose only goal is to help you improve your credit. Your credit history has become increasingly important in today’s world and all too often people lack the knowledge and professional help they require in the crucial areas of their credit restoration.

As a consumer advocacy company we are fully equipped and very confident that if you need assistance in working to repair your credit you have found the right team. The Cosmo team is comprised of some of the most experienced and dedicated professionals in the industry ready to help you accomplish your goals. Your credit report and scores mean everything, so let’s get to work!

Our Company History

March, 2012 –
Founded in Dallas, TX

Gloria Urbina, Founder & CEO

Founded in March 2012, Cosmo Credit Repair was built with a genuine passion to help individuals and their families gain financial freedom and offer the opportunity for a second chance.

August, 2013 – Company Growth Explodes

In less than 1 year, the “new kid on the block“ establishes itself as a premier national credit repair agency by tripling it’s anticipated growth goals behind Gloria’s innovative company management style.

Today – Repairing the Past and Preparing for the Future!

Cosmo Credit Repair has successfully helped 30,000 (and growing) individuals, families, home buyers, business owners, and so many more…and The Journey Has Just Begun!

October, 2012 – A New Team Is Born

Gloria forges a new team of expert credit repair professionals who share her vision: Help individual and families obtain their dreams through world class credit repair services.

May, 2017 – New Headquarters Established

Frisco, TX

Year-over-year growth forces Cosmo to move into a large cushy office space to accommodate it’s ever-growing team.

Our Guarantee

We are proud to announce that over 97% of our clients are satisfied with their results. We help them fulfill their goals and support them in making their dreams come true. Our clients share their experiences and accomplishments by sending us reviews and testimonials. This gives us the motivation to keep changing lives every day, one credit report at a time.

Schedule a FREE Credit consultation?

Or call Call: 1-866-997-6591

Facebook Reviews

  • 5 star review  Cosmo credit repair is awesome. Between my husband and myself they have gotten most of the negative things deleted off of our credit report. I have referred a few people that also love what they have done for them as well. Way to go Cosmo �

    CoCo Polk Shaw Avatar CoCo Polk Shaw
    October 18, 2017

    5 star review  Words can not explain how excited we are to repair our Credit and Gloria is doing such a great job! First report and so many deletions! She is great and very professional. I recommend Cosmo Credit to anyone!

    Mary Medina Avatar Mary Medina
    April 15, 2017

    5 star review  I give Gloria, Niko, and Brittany a great round of applause on the amazing job they have done thus far on my credit for me. It has been a smooth process since day one. I love how they really get in to knowing they're Cosmo family and the needs that need fulfilling towards a great future for me and my family. Your crazy if you go anywhere else. Great job guys!!!!!!

    Shuntae Cole Avatar Shuntae Cole
    October 25, 2017
  • 5 star review  I am one of the Cosmo Credit partners and I am very happy with the customer service. All of my clients are excited to be on the path of home ownership! Gloria and her staff are so informative and return my calls almost immediately. So glad to have such a great service for my clients! I will continue to refer all my future clients to Cosmo Credit!

    Kristen Rostro Avatar Kristen Rostro
    August 18, 2017

    5 star review  Cosmo Credit Repair has been an absolute blessing to me and my family, in no time at all they have gotten almost all of my negative accounts deleted in less than 2 months. From the beginning they have been very informative and walked with me every step of the way. If any one is looking into credit repair company's i highly recommend you look no further Cosmo Credit Repair is the perfect place to give you a fresh new start. Thank you Cosmo Credit Repair for your professionalism, and swift production, you are awesome!!!!

    Terrence Haynes Avatar Terrence Haynes
    July 11, 2017

    5 star review  I want to share my experience with my facebook family and friends about my experience with Cosmo credit repair. I spent years trying to repair my credit with no success.I was turn on to Cosmo credit repair by a friend. And I just want to say this was the best experience I had since trying to get my credit repaired.I only been in the program for a little over a month in half and I have had several things deleted from my credit report.I was in tears when I received a texts message from my advisor showing me all the things that had been deleted from my credit report. This is a blessing for me because now I will be able to move forward with becoming a home owner. Thank you Cosmo credit repair for making my dreams come true!!!���

    Catina Allen Avatar Catina Allen
    May 18, 2017

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