Gloria Urbina
Cosmos CEO

At Cosmo Credit Repair we have assembled a team of expert credit repair specialists  whose only goal is to help you improve your credit. Your credit history has become increasingly important in today’s world and all too often people lack the knowledge and professional help they require in the crucial areas of their credit restoration.

As a consumer advocacy company we are fully equipped and very confident that if you need assistance in working to repair your credit you have found the right team. The Cosmo team is comprised of some of the most experienced and dedicated professionals in the industry ready to help you accomplish your goals. Your credit report and scores mean everything, so let’s get to work!

Our Company History

March, 2012 –
Founded in Dallas, TX

Gloria Urbina, Founder & CEO

Founded in March 2012, Cosmo Credit Repair was built with a genuine passion to help individuals and their families gain financial freedom and offer the opportunity for a second chance.

August, 2013 – Company Growth Explodes

In less than 1 year, the “new kid on the block“ establishes itself as a premier national credit repair agency by tripling it’s anticipated growth goals behind Gloria’s innovative company management style.

Today – Repairing the Past and Preparing for the Future!

Cosmo Credit Repair has successfully helped 30,000 (and growing) individuals, families, home buyers, business owners, and so many more…and The Journey Has Just Begun!

October, 2012 – A New Team Is Born

Gloria forges a new team of expert credit repair professionals who share her vision: Help individual and families obtain their dreams through world class credit repair services.

May, 2017 – New Headquarters Established

Frisco, TX

Year-over-year growth forces Cosmo to move into a large cushy office space to accommodate it’s ever-growing team.

Our Guarantee

We are proud to announce that over 97% of our clients are satisfied with their results. We help them fulfill their goals and support them in making their dreams come true. Our clients share their experiences and accomplishments by sending us reviews and testimonials. This gives us the motivation to keep changing lives every day, one credit report at a time.

Schedule a FREE Credit consultation?

Or call Call: 1-866-997-6591

Facebook Reviews

  • 5 star review  I am very happy with my results, i completed the program and cosmo repair deleted all the negetive of off my credit report!!! Not even that but now i dont have to worry about a dam school loan so i soo recommend to get with the program, easy and they explain everything to you very well throughout the process.

    Diana Sosa Avatar Diana Sosa
    July 28, 2017

    positive review  they say the best thing to do is move in silence. Thanks to Cosmo I am now able to get future on track the right way. more than half negative items were removed permanently not temporary.

    Teretia Wyllyamz Avatar Teretia Wyllyamz
    April 13, 2019

    positive review  Cosmo Credit Repair has been such an amazing experience. I have been with them less than two months and have seen my credit score go up every week. The staff is great and always respond immediately if I have any questions. The dashboard is such a cool tool that I can follow with anything they are doing. If you have credit issues like me, I HIGHLY recommend going to see the staff at Cosmo! I can't wait to see what my credit score is in the upcoming months. ?

    Allison Haney Avatar Allison Haney
    December 10, 2018
  • 5 star review  Cosmo credit repair is awesome. Between my husband and myself they have gotten most of the negative things deleted off of our credit report. I have referred a few people that also love what they have done for them as well. Way to go Cosmo �

    CoCo Polk Shaw Avatar CoCo Polk Shaw
    October 18, 2017

    5 star review  Cosmo Credit Repair not only was able to get all my medical collections deleted just one month into the program but also is helping in building my credit!! They were able to help me get approved for my first credit card and have been there every step of the way for any questions advising me on my financial future. Thank you Cosmo!!!! �

    Anna Lourdes Avatar Anna Lourdes
    April 3, 2017

    5 star review  To say I'm pleased with Cosmo Credit would be an understatement! This is my 2nd month with the company and I can't believe the amount of deletions that have been made so far on my behalf. I look forward to seeing my second report! Thanks Cosmo!!!

    Chara Wright-Pace Avatar Chara Wright-Pace
    December 27, 2017

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