Gloria Urbina
Cosmos CEO

At Cosmo Credit Repair we have assembled a team of expert credit repair specialists  whose only goal is to help you improve your credit. Your credit history has become increasingly important in today’s world and all too often people lack the knowledge and professional help they require in the crucial areas of their credit restoration.

As a consumer advocacy company we are fully equipped and very confident that if you need assistance in working to repair your credit you have found the right team. The Cosmo team is comprised of some of the most experienced and dedicated professionals in the industry ready to help you accomplish your goals. Your credit report and scores mean everything, so let’s get to work!

Our Company History

March, 2012 –
Founded in Dallas, TX

Gloria Urbina, Founder & CEO

Founded in March 2012, Cosmo Credit Repair was built with a genuine passion to help individuals and their families gain financial freedom and offer the opportunity for a second chance.

August, 2013 – Company Growth Explodes

In less than 1 year, the “new kid on the block“ establishes itself as a premier national credit repair agency by tripling it’s anticipated growth goals behind Gloria’s innovative company management style.

Today – Repairing the Past and Preparing for the Future!

Cosmo Credit Repair has successfully helped 30,000 (and growing) individuals, families, home buyers, business owners, and so many more…and The Journey Has Just Begun!

October, 2012 – A New Team Is Born

Gloria forges a new team of expert credit repair professionals who share her vision: Help individual and families obtain their dreams through world class credit repair services.

May, 2017 – New Headquarters Established

Frisco, TX

Year-over-year growth forces Cosmo to move into a large cushy office space to accommodate it’s ever-growing team.

Our Guarantee

We are proud to announce that over 97% of our clients are satisfied with their results. We help them fulfill their goals and support them in making their dreams come true. Our clients share their experiences and accomplishments by sending us reviews and testimonials. This gives us the motivation to keep changing lives every day, one credit report at a time.

Schedule a FREE Credit consultation?

Or call Call: 1-866-997-6591

Facebook Reviews

  • 5 star review  I started my journey with cosmo Credit Repair on 9/16/17 not even two full months ago and as of yesterday this is my updated report . Over half of the negative items that were reporting have been deleted. When I say cosmo is the truth that’s what I mean! And heck you don’t have to take my word for it the proof is as clear as day on my spreadsheet. I’ve gotten majority of my family to join the program and the ones that haven’t... what are you waiting for? Call cosmo today! I would not be telling you to call if they weren’t the best! Not to mention the credit consultants and the customer service department is the best! �

    thumb Brittney Lamb
    11/08/2017

    5 star review  I can't possibly tell you how THRILLED I am with the result that Cosmo Credit has delivered. I've tried to use credit repair services in the past and had awful, horrible and expensive experiences. I was definitely more than skeptical. But, in only about 6 weeks, they have provided AMAZING results. They have cleared an unbelievable number of items including some that have been on my credit report for years. Its been so exciting to see such awesome progress in such a short time. My hopes of buying a home soon wouldn't be possible without the efforts of Gloria and the whole team at Cosmo! They have restored my credit and educated me at the same time. If you need help with your credit, give Cosmo a call. You will not be disappointed!!!

    thumb Shirley Dutrow
    9/14/2017

    5 star review  This has been the best decision I’ve made thus far. Doug has been there for me every step of the way. 30 days in and I’m up a STAGGERING amount of points and I’m in the process of buying my first home. If you are everything thinking of doing this, just do it.

    thumb Danielle Breland
    3/28/2018
  • positive review  I’m so excited! Half of my disputes successfully removed from my report. I can’t wait to see what the second round of disputes will bring. My credit score has already increased!!!

    thumb Kendall Estwick
    5/26/2019

    5 star review  Not just bc i won the gift card bc they treat me like i friend ive been talking with jessica and shes amazing shes under standing i cant wait to see where where cosmo and i go much �

    thumb Amy Rapp
    3/01/2018

    5 star review  Cosmo Credit Repair has been an absolute blessing to me and my family, in no time at all they have gotten almost all of my negative accounts deleted in less than 2 months. From the beginning they have been very informative and walked with me every step of the way. If any one is looking into credit repair company's i highly recommend you look no further Cosmo Credit Repair is the perfect place to give you a fresh new start. Thank you Cosmo Credit Repair for your professionalism, and swift production, you are awesome!!!!

    thumb Terrence Haynes
    7/11/2017

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