Gloria Urbina
Cosmos CEO

At Cosmo Credit Repair we have assembled a team of expert credit repair specialists  whose only goal is to help you improve your credit. Your credit history has become increasingly important in today’s world and all too often people lack the knowledge and professional help they require in the crucial areas of their credit restoration.

As a consumer advocacy company we are fully equipped and very confident that if you need assistance in working to repair your credit you have found the right team. The Cosmo team is comprised of some of the most experienced and dedicated professionals in the industry ready to help you accomplish your goals. Your credit report and scores mean everything, so let’s get to work!

Our Company History

March, 2012 –
Founded in Dallas, TX

Gloria Urbina, Founder & CEO

Founded in March 2012, Cosmo Credit Repair was built with a genuine passion to help individuals and their families gain financial freedom and offer the opportunity for a second chance.

August, 2013 – Company Growth Explodes

In less than 1 year, the “new kid on the block“ establishes itself as a premier national credit repair agency by tripling it’s anticipated growth goals behind Gloria’s innovative company management style.

Today – Repairing the Past and Preparing for the Future!

Cosmo Credit Repair has successfully helped 30,000 (and growing) individuals, families, home buyers, business owners, and so many more…and The Journey Has Just Begun!

October, 2012 – A New Team Is Born

Gloria forges a new team of expert credit repair professionals who share her vision: Help individual and families obtain their dreams through world class credit repair services.

May, 2017 – New Headquarters Established

Frisco, TX

Year-over-year growth forces Cosmo to move into a large cushy office space to accommodate it’s ever-growing team.

100% Guarantee

We are proud to announce that over 97% of our clients are satisfied with their results. We help them fulfill their goals and support them in making their dreams come true. Our clients share their experiences and accomplishments by sending us reviews and testimonials. This gives us the motivation to keep changing lives every day, one credit report at a time.

Schedule a FREE Credit consultation?

Or call Call: 1-866-997-6591

Facebook Reviews

  • 5 star review  Thank you to cosmo credit repair for all my deletions on my credit. Such a relief to see all this negative things out of my life for good. All this was done is 3 months and I couldn't be more happy. Gloria has been helping me build my credit . Gloria and her team have been such a blessing making it all happen for me. #Made some mistakes# COSMO CREDIT REPAIR fixed ALL of it# Good Credit does matter#

    thumb Aurora McMills

    5 star review  Cosmo credit is the absolute best hands DOWN. Words cant express my gratitude. The communication along with the availability to help, refer and assist with any of my needs is Beyond Amazing. Special thanks to Gloria, you ROCK!!!! #KeepUpTheGoodWork

    thumb Jessica Wallace

    5 star review  Where do I even begin! Let’s start by saying how HAPPY I am after receiving the news that ALL my collections got deleted from Equifax and TransUnion reports! This has been haunting me for years now and within a month that I started with Cosmo Credit they’re completely out of my credit. Thank you Cosmo Credit. I will definitely refer my friends and family. Looking forward into the next big step for my little family and I , house hunting!

    thumb Keyla Medrano
  • 5 star review  Cosmo is that diamond in the ruff for me for they have accomplished in my first round it’s truly a miracle they get 5+ rating for me!!!!!!!

    thumb Gerald Worsham

    5 star review  Got an email with my first round of deletions today and could not be happier!! I am so glad I was referred to Gloria and her team they have been amazing and made things super easy!! I can not wait to see what having GREAT credit will bring in my future!

    thumb Clarissa Garza

    positive review  I have only been in the program a little over a month and I have seen a dramatic increase in my credit score almost a hundred points. This credit repair place is awesome I am so looking forward to my end results in this credit repair program

    thumb Rashanna Cameen Miller

Contact us now!




8380 Warren Pkwy BLDG 7
STE 700 Frisco, TX 75034