The obvious choice for professional credit repair help

  • 4.7/5 Google rating
  • More than 28,000 satisfied clients

 Home Loan Ready

Start to Finish or One Stop Shop for the home buyers. Don’t let bad credit hold you back.

Credit Repair Experts

Repair the Past, Prepare for the Future, we do permanent deletions, not temporary fixes.

Student Loans 

We will help you get current on your payments so you can focus on your education.


Why Cosmo?

Our Guarantee

We strive to under promise and over delivery with outstanding results. We are confident we can provide unmatched credit repair service and guarantee a 50 point total increase* so long as the client meets their obligations.

Permanent Deletions: gone forever

Exclusive partners of the Home Buyers Program

Exclusive Partners

We’ll take care of your credit so you can

take care of your life…

Contact us now!