The obvious choice for professional credit repair help

  • BBB Rating: A
  • More than 28,000 satisfied clients

 Home Loan Ready

Start to Finish or One Stop Shop for the home buyers. Don’t let bad credit hold you back.

Credit Repair Experts

Repair the Past, Prepare for the Future, we do permanent deletions, not temporary fixes.

Student Loans 

We will help you get current on your payments so you can focus on your education.


Why Cosmo?

100% Money Back Guarantee: no questions asked

Time Frame: 6 Months

Permanent Deletions: gone forever

Exclusive partners of the Home Buyers Program

Exclusive Partners

We’ll take care of your credit so you can

take care of your life…

Facebook Reviews

  • 5 star review  Where do I even begin! Let’s start by saying how HAPPY I am after receiving the news that ALL my collections got deleted from Equifax and TransUnion reports! This has been haunting me for years now and within a month that I started with Cosmo Credit they’re completely out of my credit. Thank you Cosmo Credit. I will definitely refer my friends and family. Looking forward into the next big step for my little family and I , house hunting!

    thumb Keyla Medrano

    positive review  I was referred here by an employee to help my husband repair his credit, which was in shambles. In 6 months, so many of his debts were forgiven and his credit score has gone up! Thank you to cosmo credit repair! Huge thanks to Melissa for referring me and Doug for all the work he did and how easy he made this process! Love you guys!!!!!!!!!!

    thumb Debra Blankinship

    positive review  Cosmo Credit Repair has been such an amazing experience. I have been with them less than two months and have seen my credit score go up every week. The staff is great and always respond immediately if I have any questions. The dashboard is such a cool tool that I can follow with anything they are doing. If you have credit issues like me, I HIGHLY recommend going to see the staff at Cosmo! I can't wait to see what my credit score is in the upcoming months. 😀

    thumb Allison Haney
  • positive review  I have had a great experience with Cosmo credit repair in just the first round there were amazing results around 70% deletion better than we had expected Jasmine and dog has been so much help in making things easier for me since I'm not very technically inclined. I would definitely recommend them great customer service . well works the money ask for Jasmine or Doug thanks again

    thumb Mark Buck

    5 star review  5 stars � I didn’t think I ever have a good credit score but Cosmo prove me wrong best choice I ever made �

    thumb Myke Winfield

    5 star review  I want to share my experience with my facebook family and friends about my experience with Cosmo credit repair. I spent years trying to repair my credit with no success.I was turn on to Cosmo credit repair by a friend. And I just want to say this was the best experience I had since trying to get my credit repaired.I only been in the program for a little over a month in half and I have had several things deleted from my credit report.I was in tears when I received a texts message from my advisor showing me all the things that had been deleted from my credit report. This is a blessing for me because now I will be able to move forward with becoming a home owner. Thank you Cosmo credit repair for making my dreams come true!!!���

    thumb Catina Allen

Contact us now!




8380 Warren Pkwy BLDG 7
STE 700 Frisco, TX 75034